Building wealth takes years of hard work, discipline, and sacrifice, protecting it for the people you love should be just as intentional. The Britam Trust Fund offers a structured, secure, and professional way to manage and preserve your assets for your beneficiaries, both during your lifetime and beyond. It ensures that your wishes are respected, your wealth is protected, and your loved ones are taken care of exactly as you intend
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About Britam Trust Services
Britam Trust Services is a subsidiary of Britam Holdings Plc, a leading diversified financial services group listed on the Nairobi Securities Exchange with operations across several African countries. Britam offers solutions in life assurance, general insurance, health insurance, asset management, retirement planning, property, and trust services.
Britam Trust Services was established to address the need for controlled and efficient safeguarding of assets acquired by individuals and institutions over a lifetime. Its role is to professionally set up and manage trusts in Kenya, ensuring accountability, transparency, and long-term wealth preservation
What Is a Trust?
A trust is a legal arrangement where assets, such as cash, property, or investments, are placed under the care of a trustee (Britam Trust Services) for the benefit of named beneficiaries.
The person creating the trust, known as the settlor, provides clear instructions on how the assets should be managed and distributed, either during their lifetime or in the event of death. This structure ensures that assets are used strictly according to the settlor’s wishes
What Is the Britam Trust Fund?
The Britam Trust Fund provides a safe and efficient platform for the professional management of assets on behalf of you and your loved ones. It ensures that your wealth continues to benefit your family during your lifetime and even after your passing, without disruption or misuse
As the settlor, you maintain full control over how the trust assets are used. In the unfortunate event of death, the trust continues to support your beneficiaries, such as your children — until they reach a specified age (above 18), as determined by your health
Purpose-Driven Wealth Protection
One of the core strengths of the Britam Trust Fund is its predefined purpose. Assets held in trust are administered strictly according to the settlor’s instructions. This:
- Prevents mismanagement
- Ensures accountability
- Preserves wealth across generations
You can structure the trust to meet current and future needs such as education, healthcare, upkeep, and long-term financial security
Types of Trust Funds You Can Set Up
The Britam Trust Fund allows you to create need-based trusts, including:
Education Trust Fund
Covers school fees, books, uniforms, school trips, and other education-related expenses for beneficiaries
Medical Trust Fund
Offsets medical bills and can pay for annual medical insurance premiums, ensuring uninterrupted healthcare
Family Care Trust Fund
Supports multiple family needs such as education, medical care, upkeep, and monthly expenses
Charitable Trust Fund
Allows you to fund causes and initiatives that matter to you, even beyond your lifetime
Milestone Trust Fund
Funds your children’s dreams once they achieve specific milestones or goals defined by you
Welfare Trust Fund
Ideal for groups of people working toward a common goal, with different beneficiaries stepping in when members pass on
Key Benefits of the Britam Trust Fund
Avoids the Succession Court process — assets held in trust do not form part of the settlor’s estate, saving time, cost, and family disputes
Professional investment management — trust funds are strategically invested for long-term growth and financial security
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Preserves your legacy — protects wealth for future generations and ensures funds are available for essential needs
Tax efficiency — property transferred to a family trust is exempt from Stamp Duty and Capital Gains Tax
Peace of mind — ensures a controlled and predictable transfer of assets to your loved ones now and in the future
How to Set Up a Britam Trust Fund
To set up a trust fund, the following documents are required:
- Duly completed trust application form
- Settlor’s ID or passport and KRA PIN
- Beneficiaries’ birth certificates (if minors) or ID/passport and KRA PIN
- Guardians’ ID or passport and KRA PIN (where applicable)
Get Professional Help Setting Up Your Trust Fund
Setting up a trust is one of the most important financial decisions you can make — and expert guidance makes all the difference.
Peter Wanderi, a licensed Britam Financial Advisor, can help you:
- Understand how the Britam Trust Fund works
- Choose the right type of trust for your goals
- Structure your trust correctly and efficiently
- Complete the setup process seamlessly
Contact Peter Wanderi today for personalized guidance on securing your wealth and protecting your loved ones through the Britam Trust Fund.
